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S. 2609: Financial Technology Protection Act of 2025

A Senate bill (S.) in the 119th U.S. Congress.

Overview

Congress119th U.S. Congress (2025–2026)
TypeSenate bill (S.)
Originating chamberSenate
Introduced2025-07-31
SponsorSen. Budd, Ted [R-NC]
Policy areaFinance and Financial Sector
Cosponsors2
Latest action2025-07-31 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Last updated2026-04-20

Summary

Official summary (Introduced in Senate, 2025-07-31):

Financial Technology Protection Act of 2025

This bill establishes the Independent Financial Technology Working Group to Combat Terrorism and Illicit Financing. The working group must study and report on terrorist and illicit use of digital assets and other related emerging technologies and develop proposals to improve anti-money laundering and counterterrorist financing efforts.

The working group terminates four years after the bill's enactment or after the working group completes any ongoing activities, whichever is later.

In addition, the Department of the Treasury must (1) report on the potential use of digital assets and other emerging technologies by states, nonstate actors, and terrorist groups for the purpose of evading sanctions to threaten the national security of the United States; and (2) describe a strategy to mitigate and prevent this usage. 

Cosponsors (2)

NameParty / state
Cynthia M. Lummis R WY (original cosponsor) 2025-07-31
Kirsten E. Gillibrand D NY (original cosponsor) 2025-07-31

Full text & official record

The official bill text, section-by-section summary, amendments, committee reports, and the complete legislative timeline for S. 2609 are published by Congress on congress.gov.

View S. 2609 on congress.gov →

Frequently asked questions

What is S. 2609?

S. 2609 is a Senate bill (S.) introduced in the 119th U.S. Congress, originating in the Senate. Official title: Financial Technology Protection Act of 2025.

Where can I read the full bill text?

The full text, cosponsors, amendments, and legislative status for S. 2609 are available on congress.gov.

Bill data: congress.gov API (official congressional records).