H.R. 7128: TRIA Program Reauthorization Act of 2026

A House bill (H.R.) in the 119th U.S. Congress.

Overview

Congress	119th U.S. Congress (2025–2026)
Type	House bill (H.R.)
Originating chamber	House
Introduced	2026-01-16
Sponsor	Rep. Flood, Mike [R-NE-1]
Policy area	Finance and Financial Sector
Cosponsors	4
Latest action	2026-07-13 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Last updated	2026-07-15

Summary

Official summary (Reported to House, 2026-03-19):

TRIA Program Reauthorization Act of 2026

This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.

The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

Cosponsors (4)

Name	Party / state
Andrew R. Garbarino	R NY (original cosponsor) 2026-01-16
Emanuel Cleaver	D MO 2026-01-22
Nydia M. Velázquez	D NY 2026-01-22
Ayanna Pressley	D MA 2026-01-22

Full text & official record

The official bill text, section-by-section summary, amendments, committee reports, and the complete legislative timeline for H.R. 7128 are published by Congress on congress.gov.

View H.R. 7128 on congress.gov →

Frequently asked questions

What is H.R. 7128?

H.R. 7128 is a House bill (H.R.) introduced in the 119th U.S. Congress, originating in the House. Official title: TRIA Program Reauthorization Act of 2026.

Where can I read the full bill text?

The full text, cosponsors, amendments, and legislative status for H.R. 7128 are available on congress.gov.

Bill data: congress.gov API (official congressional records).