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H.R. 1804: 7(a) Loan Agent Oversight Act

A House bill (H.R.) in the 119th U.S. Congress.

Overview

Congress119th U.S. Congress (2025–2026)
TypeHouse bill (H.R.)
Originating chamberHouse
Introduced2025-03-03
SponsorRep. Meuser, Daniel [R-PA-9]
Policy areaCommerce
Cosponsors1
Latest action2025-06-04 — Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Last updated2026-07-13

Summary

Official summary (Introduced in House, 2025-03-03):

7(a) Loan Agent Oversight Act

This bill requires the Small Business Administration (SBA) to submit an annual report containing specified information related to 7(a) loan agents. These agents provide fee-based referral and loan application services related to the SBA's 7(a) Program. Under the 7(a) Program, the SBA provides loans and loan guarantees to small business borrowers who cannot obtain credit elsewhere on reasonable terms and conditions.

The required report must include (1) the number and type of agents assisting applicants for 7(a) loans, (2) the number of fraudulent loans made for which an applicant used the services of a 7(a) agent, (3) the purchase rate of loans for which an applicant used the services of a 7(a) agent, and (4) the number and aggregate dollar value of referral fees paid to 7(a) agents.

Cosponsors (1)

NameParty / state
LaMonica McIver D NJ (original cosponsor) 2025-03-03

Full text & official record

The official bill text, section-by-section summary, amendments, committee reports, and the complete legislative timeline for H.R. 1804 are published by Congress on congress.gov.

View H.R. 1804 on congress.gov →

Frequently asked questions

What is H.R. 1804?

H.R. 1804 is a House bill (H.R.) introduced in the 119th U.S. Congress, originating in the House. Official title: 7(a) Loan Agent Oversight Act.

Where can I read the full bill text?

The full text, cosponsors, amendments, and legislative status for H.R. 1804 are available on congress.gov.

Bill data: congress.gov API (official congressional records).